The Main Issues Facing Tenants Prior to Moving In

TenantsBeing a tenant is never easy – there are many issues and considerations to deal with and account for. There are specific issues which every tenant is faced with, prior to securing and moving into the rental place of their choice.

Perhaps the first major issue is having the rental application or offer accepted by the landlord. These days, rental demand is high and landlords can be quite fussy with their tenant selection an approval process. If you want to give yourself the most chance of getting the place, make sure your references and guarantors are in order.

References are given by prior landlords or rental agencies which you were in contractual relations with. Good references mean you were a decent tenant, you paid your rent on time, did not bust up the place, organised for a professional end of tenancy cleaning and paid your bills before hitting the road.

In some cases, neighbours might also be asked to say a thing or two about you and the way you behaved while renting that particular place. A sufficient number of good referrals are necessary, especially if you are trying to score a place in a classier part of town.

In some cases, the landlord might like you as a person, but they might dislike you on paper i.e. the funds and figures you present might prove insufficient. Income, credit history etc. are all important when a decision is being made as to whether or not you can afford the place. In such situations, you might be asked to present a guarantor – a person who will vouch for you so to say. The guarantor will take on responsibility for covering any due rent or other amounts in case you as a tenant are unable to pay for those.

The guarantor will have to present evidence and confirmation that they are in fact financially stable and capable of covering the amounts in question, should the need be there.

Provided the rental is yours, keep the champagne on ice, as there are a few more issues to sort out with the landlord or letting agent acting on their behalf.

First up, clarify whether or not the rental has been cleaned professionally prior to you moving in. If the place has not been cleaned professionally, you are not obligated to organise a specialised end of tenancy cleaning or at least professional carpet cleaning by Carpet Cleaning Wandsworth. This should not affect receiving your rental deposit back. However, if the rental has been cleaned professionally before you moved in, you are obligated to arrange for professional end of tenancy cleaning before vacating the place. The cost of the service is deducted from your rental deposit, the rest is paid back to you.

Also, clarify what happens in the instance of emergency or accident at the property. You need to know who to contact at any time day or night. Some landlords prefer you contact them directly, others will ask you to report to the rental agency managing the property.

It is also advisable to consider tenant insurance, as this might save you a large amount of money in the case of adverse circumstances.

Tenant Insurance – Do you need it?

Tenant InsuranceApart from sorting out mundane tenant – landlord issues like what is the expected level of end of tenancy cleaning results, or how will end of tenancy cleaning be paid for, there are also other important things to consider – like for example tenant insurance.

Tenant insurance gets overlooked by many people, but in fact it holds quite an importance as both property contents and tenant possessions can be insured for extra peace of mind. Tendency to ignore tenant insurance is something normal for many people, as insurance costs money and not many people have spare funds, ready to hand over for insurance. Having said this, in the instance of a theft or accident, the value of perished items will surely outweigh the costs of comprehensive tenant insurance. This would make the whole thing worth your while.

If you are a tenant, about to move into a new rental place, by all means consider a comprehensive insurance – most of the time, specialised rental agencies will assist tenants with finding the most suitable and cost-effective insurance deal. Usually rental agents work closely with specialised insurers and receive preferential insurance contract terms – the benefits of which will trickle down to you. Many specialised insurers actually come up with special-purpose insurance policies which give clients i.e. tenants the freedom to include and insure a wide variety of possessions, against numerous insurance events. Keep in mind though, that certain items or belongings will not be insured – this is a right reserved by the company. Such items might be mobile phones, pushbikes as well as other possessions which cannot be kept out of harm’s way.

Generally, comprehensive tenant insurance should cover accidental damage to the landlord’s building, contents, fixtures and fittings all of which tenants are responsible for. Furthermore, a comprehensive tenant insurance contract should also cover tenants’ own possessions in the event of loss or damage caused by:

  • Fire, lightning, explosion, earthquake, flood, storm;
  • Escape of water;
  • Collision by aircraft, vehicles or animals;
  • Riots or other malicious acts;
  • Theft by forcible means;

In a nutshell, a properly drafted tenant insurance should cover pretty much all of your personal possessions (excluding mobile communication devices) while you are away from the premises, either within the country or abroad.

In many cases, tenant insurance can be made to include additional coverage options like theft of possessions from a motor vehicle. This is quite a handy clause to secure, especially if the rental you got is not in the best area of town and some of the locals have bad habits. However, theft from a vehicle must be from a locked boot or locked glove box.

Tenants can also secure other optional insurance extensions in order to cover damage or loss of unspecified items, as well as bicycles which are also somewhat problematic to keep safe.

Being a smart tenant is not just about sorting out expenses concerning end of tenancy cleaning and outstanding bills. A smart tenant will understand and appreciate the importance of comprehensive insurance – a small price to pay for peace of mind.

The Essential FAQs of Renting a Property in Today’s World

Property RentScoring a good rental in today’s dynamic and uncertain property market is somewhat harder than what it used to be a few years back. If you don’t want to be caught off guard, and in order to give yourself the best chance of getting the place, by all means ask the right questions, and know what the answers you need to hear are.

  • When do you put in the offer if you have come across a rental place you like?

As soon as possible, rental demand is high at the moment and to avoid rejection (and disappointment) lodge your rental application quick smart. This is crucial especially when looking to secure a property in a sough after part of town.

  • When using the services of a rental agent, how much do you pay for the holding deposit?

Rental agencies form their holding deposits on a different basis, speak to your agent and check how and when is the deposit formed and due. In most cases, the holding deposit should be returned to you if the application has been rejected.

  • How long do you need to wait before the application is approved or rejected?

Generally, good rental agencies strive to have the application processed and ruled upon within forty eight hours of filing it. This might vary if the landlord needs to confirm or check some of your details. Your rental agent should keep you posted on any developments or additional requirements which may arise in due time.

  • What happens if the rental application / offer is rejected by the landlord?

Most of the time, when using a rental agency as a mediator, and your offer has been rejected due to something mundane, you will have the opportunity to reapply with an adjusted offer. However, if no agreement can be reached between you and the landlord, the rental agent will release your holding deposit, possibly repay some of the admin fees you incurred in the process.

  • Provided your offer is accepted, how do you sort out important things like move in cleaning and end of tenancy cleaning, which are the potential source of so much conflict? We reccomend you use Cleaning Services Canary Wharf

By default, the landlord should organise and pay for a move in cleaning, prior to your tenancy. By default, you as a tenant will be required to organise and pay for the end of tenancy cleaning. If the cleaning suffices in terms of results, and the rental is in good overall nick, you should have no problem receiving your rental deposit back in full.

  • How long does a standard rental contract go for?

Generally, a standard rental contract has duration of twelve months. In most instances, the contract can be extended on mutual agreement basis, for as long as the two parties decide.

  • Who to contact if and when something goes wrong with the rental during tenancy?

General issues concerning the rental are to be taken with the landlord directly, or reported to the rental agent acting on their behalf. You should be duly informed of how to go about dealing with such situations prior to moving in.